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Running your own bakery is rewarding and hard work, especially those early morning starts! On the positive side you must take a lot of satisfaction from your baking expertise and range of products you provide for your customers who buy and take away every day. Let’s face it that ‘fresh bread smell greeting’ is always a winner.
The thing is, you know your bakery business inside out and understand how important it is to provide a good product and excellent customer service in a safe environment for your staff and customers. That’s exactly how we feel about providing your bakery business with the right insurance cover, whether you are a new venture or established limited company.
If you’re buying your bakery business insurance for the first time or you’re shopping around online to compare prices, we’re here to help save you time and find the right cover your business deserves at a competitive price.
When it comes to bakery shop insurance, whilst no one business is the same, an off the shelf package type policy is ideal. Package policies automatically include the main insurance sections covering your business equipment and ingredients at the premises, against perils such as Fire and Flood.
The insurance company will usually provide some Business Interruption cover, but always worth checking that this is adequate.
Public and Products Liability cover will be included as will Employers Liability which is a must if you have employees.
Not all of your insurance needs are included automatically under a single policy and you will need to select some optional covers. For example perhaps you own the shop in which you work and will need to arrange building insurance.
A standard business insurance policy can still cover all of the above insurance covers, but these types of insurance policy require you to select what to include. This can be time consuming and for many shop owners this will not be the most cost effective way of arranging your business insurance quote.
Our friendly team of sales advisors at Be Wiser are ready to help you choose the right business insurance covers for your bakery shop. If you prefer click the above link and you can obtain your own online quotation in minutes. Let Be Wiser rise to challenge of lowering your insurance costs.