Be Wiser offers Public and Employers Liability insurance cover for bricklayers whether they are self-employed or contractors who employ other bricklayers.
Whether you are working at a customer’s home, building site or other premises, accidents can happen and you need to know you have the right insurance cover in place to protect you and your business.
If the worst should happen and you are faced with an allegation that you have injured someone or damaged property belonging to a third party, the legal costs of defending your business can build up.
Anyone in charge of a contract site has a responsibility to ensure that Health & Safety procedures are in place as per the Construction (Design and Management) Regulations 2015.
A Public Liability policy provides cover for the cost of engaging a solicitor to defend such allegations and if necessary the compensation awarded.
The cost of Public Liability insurance is very reasonable and in most cases the premium can be paid by convenient monthly instalments.
Public Liability cover acts as a good foundation to any insurance programme, but if you employ anyone full or part time, the law requires you to arrange Employers Liability insurance. Whilst Employers Liability is a different type of insurance, Public and Employers Liability can be arranged on a single policy and it’s usually more cost effective to arrange this insurance this way.
The tools that you use are an essential part of your business, so insurance for these items is a must. It may also be prudent to consider Contract Works cover for the materials that you use and items that you hire in.
Personal Accident cover and Legal Expenses insurance cover are also useful additions where available. Sometimes a separate policy may need to be arranged.
At Be Wiser, we can provide Public Liability insurance for bricklayers ranging from £1 million to £5 million. Higher limits of indemnity are of course available. Just let us know what requirements you have and Be Wiser will provide you with a competitive quotation. We work as a broker with the leading insurers in the UK in order to find the best quotes for our customers.
Even if your already have insurance for bricklayers and are looking for a better deal, give us a call now for a completely free no obligation quote on 0800 988 4687.