Whether you clean peoples, homes, offices, windows, carpets or clothes, your business is built around your sparkling reputation for great service and excellent customer experience. At Be Wiser Business Insurance we hold the exact same values and working with the UK’s leading policymakers, we can compare business insurance quotes for your cleaning business. This will help ensure you get the policy and cover you need, and at the best possible price.
The benefit of using Be Wiser Business Insurance is that irrespective of what cover you need, and the different types, we can place it all under one policy reducing your admin and renewal efforts when the time comes.
As a cleaner you’re likely to come into contact with the public on a daily basis, you’ll be using tools and equipment to assist in your cleaning, you could be transporting client’s goods from one location to another and you’ll be moving client’s possessions to clean. Covering these core elements is the best foundation for a business insurance policy for cleaners. The coverage for these are:
Public Liability Insurance – This will cover you in the event of somebody making a claim against your business due to personal injury and property damage as a result of your work.
Employer’s Liability Insurance – This is a mandatory requirement for any business which employs staff, even in some cases if they work on a freelance or self-employed basis. Our team will be able to identify whether you need this. This will cover you against claims made by employees in the instances of injury or serious illness because of working for you.
Personal Accident Insurance – The above ensures everyone else is covered, but you should ensure you have the right level of cover in the instance that you are injured in the workplace. Most importantly in the event of an accident leaving you unable to work, this could cover your salary during necessary time off.
Equipment Cover – Your equipment is the life blood of your business and without them could you do your day to day job? Never underestimate the value of your tools and make sure you’re covered in the event of damage and or theft.
Those four elements are what we consider to be the essential insurance cover for a cleaner, or of course a cleaning business with multiple employees. Other optional extras could include contracts work cover which would cover your materials and any items or tools which you need to hire. If you’re a business operating with multiple cleaners and vehicles, our fleet insurance could also be beneficial, saving you additional money on your car insurance.
At Be Wiser Business Insurance we have specialist teams on hand to advise you on the best policy options for your business needs. Working with the UK’s leading insurers, we’ll compare the quotes, ensure you’re not covered for anything you don’t need so you get the absolute best deal on your insurance.
You can give our teams a call, request a quote online or if now is not convenient, request a call back and the team will be in touch at a time to suit you.