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As a nation we are cycling more whether this is to improve our fitness or we are taking advantage of leaving 4 wheels at home and using peddle power to get to our destination. We could even admit to be doing our bit to help the environment by getting out of the car and getting on our bikes! So it comes as no surprise that all things cycle or cycle related are hot topics.
As a Cycle Shop owner these days your customers’ wishes bring the added pressure of providing a shopping experience, rather than a 2 minute browse in what was effectively a workshop, those days are long gone. Your customers now expect to find designer cycle clothing, food supplements, road bikes, mountain bikes and not forgetting a cycle helmet that comes in a rainbow of colours. It’s not just about buying a bike; it’s all got so much more complicated!
Well it is if you’re speaking to the right broker – at Be Wiser we can give you professional advice and talk to you as a person and not as a potential sales opportunity. We can put together a package of cover that will support your business with the right product at an affordable price.
If Cycle Shop insurance policy arranged as a package, will include all your important insurance covers under one policy. The shop contents including your stock will be protected from perils like Fire and Theft.
The policy will usually automatically include cover for Business Interruption. In the event of a serious Fire or other insured peril, your loss of income will be covered. Such insurance is designed to put you back in a position that you would have been, had the Fire not have occurred.
There are other areas of insurance cover you may want to consider and these are;
If the answer is no, you need to speak to Be Wiser because we are ‘all geared up’ to help!
We have access to all of the main insurance companies and our friendly advisors will work hard to find you a great deal. We are happy to provide you with a quote and if you would like to take out your insurance through us we can help you spread the cost by setting up monthly instalments.