Electrician's Business Insurance

Electricians need business insurance to account for any accidents or injuries that may occur in the workplace and avoid the shock of an expensive and unexpected bill.

Be Wiser is a leading business insurance broker working with the top insurers in the UK. We can help you find a competitive quote, no need to fill in lots of forms or paperwork, saving you time and money. Online quotations are available, or everything can be handled over the phone by calling us on 0800 988 4687 or by requesting a quote here.

Our dedicated staff are ready to receive your enquiry and can give you a very competitive quote today.

Public Liability insurance for Electricians

Liability insurance for Electrician’s is vital to cover any work done by you or your employees. In simple terms public liability insurance can protect your business from being sued by a customer as a result of an accident or injury due to the work have are doing or have previously completed. It’s an essential piece of cover, and although not mandatory we highly recommend having it as without it, claims can quickly run into tens of thousands of pounds and this would need to be paid from the business without it.

Sole traders, small businesses, medium sized businesses, and contractors that offer electrical services such as installations and wiring will require a certain level of insurance cover. Typically, an electrician should consider a limit of liability between £1 million and £5 million, although higher indemnity limits are available if needed. Our team will discuss whether this is the right option for you.

How much cover your business requires depends on the size of your business and the contracts that you have. In many instances there may be a written contract in place that shows the level of cover that you are required to arrange.

Employer’s Liability Insurance for Electricians

Employer’s Liability Insurance is mandatory by law for any business that has employees and in some cases, this would also include self-employed but still working for you. This cover protects you in the event an employee has an accident or is injured as a result of your workplace, or the equipment you provide them to work with.

Getting Covered

Our expert teams are on hand to assist with any queries you have, and also find you the best quote for your business insurance. We’ll work with you to understand what level of cover is best suited to your business and also what elements of cover you need.

You can call us, or request a call back and one of the team will be in touch at a time to suit you. Already know the level of cover you need? Our online quote engine is quick, simple and you buy cover right there and then comparing a range of quotes from the UK’s leading insurers.