Florist's Insurance

What a responsibility you have as a Florist! You have the flower power to transform a person’s day for the better, but get it wrong and your mistake could be one you find difficult to recover from.

There are many factors that have a bearing on the success of your business and providing your customers with a great experience. Things like seasonal fluctuations in your stock, deliveries on time to customers’, taking part in floristry/horticultural promotional events as well as meeting the needs of your customer’s special occasions such as weddings etc. not forgetting to make adequate provision to cover your premises, staff and of course your customers.

We have an extensive product range from our panel of UK insurers who will be able to take into consideration your personal business requirements. Our aim is to give you the confidence that in the event that you may need to make a claim our package of insurance cover will protect your business.

We may not have ‘green fingers’ but we can advise you about the best cover for your business.

Do you deliver flowers to your customers?

As well as the insurance for your shop premises, if you offer a delivery service it is important that your insurance policy includes stock lost or damaged in the course of the journey.

How a 'goods in transit' policy works

A goods in transit policy provides you with ideal cover, many shop insurance policies include this useful extension as standard. However in many cases the Goods in Transit cover will be restricted to goods carried in your own vehicles.

Are you sending goods by courier or haulier?

If you are you will need to arrange wider cover for your stock whilst in their care. Don’t rely on the insurance cover that the courier offers, as you may find that their cover is restricted to only cover damage caused by their drivers’ negligence.

If their van or lorry accidentally caught fire and you lost your stock, there would be no cover if they had arranged a liability only type of insurance.

Be Wiser are here to help - We can find the right florists insurance cover for you

Our professionally qualified sales advisors are ready to help and our extended opening hours including Saturdays give you the added convenience of being able to speak to someone at a time that suits you.

If you need to arrange shop insurance or you are looking to renew your policy in the next few weeks, why not contact Be Wiser today?