Hotel & Guesthouse Insurance

Five star cover comes as standard with a comprehensive hotel policy from Be Wiser.

When it comes to the hospitality industry, we understand how demanding it can be to keep a hotel business running smoothly and that protecting your customers, staff and your reputation are an essential part of this.

However, despite your knowledge and experience of the industry, combined with careful planning and risk management, you can't be everywhere all of the time, so a good level of insurance cover can make all the difference.

From buildings and contents cover through to business interruption and loss of licence, having adequate protection in place can take a huge weight off your mind, allowing you to concentrate on the most important thing - keeping your customers happy.

We tailor our Hotel and Guesthouse insurance to match your business and ensure you are fully protected from the word go. From the bricks and mortar to the laundrette washing machine, our policy will ensure your business is fully protected. We search through our carefully selected panel of insurers to provide you with a market leading combined insurance policy.

Let us do the hard work, so you don't have to! Call now for a free no-obligation quote.

How do you insure your hotel or guesthouse?

You can get a quote from us over the phone or use our online quote form. Once you’ve given us your details we search our panel of insurance providers to find you a policy which meets your requirements and for a competitive price.

If you choose to purchase the insurance policy we can email your policy information straight away along with any certification you may be required to display, such as the Employers’ Liability insurance certificate.

Should you need to make any amendments to the insurance or require a new set of documents, you can phone our customer service team on 0844 499 9410 or arrange a call back.

Whether you run an established hotel business or you are just starting out in the industry for the first time, Be Wiser are here to help. We understand that every business is unique and our experienced and friendly team of advisors are on hand to tailor cover that is specifically designed to suit the requirements of your business.

What liabilities do hoteliers have?

Whether an established hotel or guesthouse or perhaps you have only recently started, here are a few insurance covers that your business should consider.

Hotels and guesthouses may require protection for both the building and contents should the property be damaged by fire flood or other similar perils.

Any hotel or guesthouse will also need Business Interruption insurance to cover the loss of income following damage at the premises.

Public Liability cover is essential and protects you against any claims from third parties that you have injured them or damaged or lost their property.

What insurance do you need for your employees?

By law if you employ anyone you will require an Employers Liability insurance policy. As part of the law you are required to display the certificate of insurance and if you fail to do so you could be fined up to £2500 per day.