Retail Insurance

Why do you need shop insurance?

Whether your retail business is a Bakery, Charity Shop, Florist or Opticians protecting your business premises, stock, staff and customers in the event that there is a fire, theft, injury, accidents, non-delivery of stock (goods in transit) or in the event of a situation that would cause a business interruption.

What does it cover?

There are a variety of insurance packages typically covering the things that you need to protect your retail business against: Buildings, Contents, Stock, Goods in Transit, Public Liability, Product Liability, Business Interruption, Employers Liability, Money, Legal Expenses and Fidelity Guarantee.

What you need to consider if you don’t have cover?

Can you afford to lose your livelihood and more if you don’t have adequate retail business insurance in place? Many businesses never entirely recover following an incident – losing orders, contacts, key employees or may go out of business resulting in lost jobs and services to the community.

  • Premises – consider the physical risks to your property from fire and flood for example, as well as your liabilities to your customers’ and any employees you have.
  • Assets – you need to protect any physical assets; any equipment/tools you need to to rung your business and stock you have.
  • Your future – what about your savings and retirement planning? It is also in your interests to consider protection against your inability to work, employee illness, injury or death.

How we can help you?

By speaking to our business insurance team we can help you build an insurance package that meets your individual needs without you having to pay for cover you don’t need. Our retail business insurance quotes are free and no obligation.

We will always take the time to talk you through what is required, leaving you to concentrate on your business knowing you have the right retail insurance in place.

Having a panel of leading Insurers means we have confidence in their ability to deal with your claim in a professional and timely way.

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